Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible.
Inspecting your home on a regular basis and following good maintenance practices is the best way to protect your investment.
Before the property changes hands, consult this list to make sure these items are transferred with the house.
A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required by lenders prior to closing.
Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property.
Increase your chances of getting your dream house in a competitive housing market.
It’s natural for the sale price of a home to loom large in your mind. But don’t forget to look at what your property tax bill might be.
Once you are under contract, your lender will send out an appraiser to make sure the purchase price is in line with the property’s value.
Some items should always be examined through home inspection.
Buying a home is one of the most important things in our life. If you are ready to buy a home with these things done, home buying will go more smoothly.
Closing time is hectic, but you should always make time for a final walk-through to make sure that your home is in the same condition you expected it would be. Here’s a detailed list of what to check for on your final walk-through.
Ruby Xue and the Ruby Xue Real Estate team continue to provide solid support for clients buying, selling, and investing in real estate in Ottawa. Decisive, capable, and responsible with all clients for real estate transactions, she and her team are confident in negotiations, firmly safeguard client interests, and patiently counsel them through the process.